VISION

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Coast to Coast Vision™ (CTC) has contracted with over 12,000 eyecare locations nationwide. Members save on eyeglasses, contacts, eye exams and surgical procedures.

The CTC provider network is the most comprehensive in the U.S. and includes ophthalmologists, optometrists, independent optical centers and national chain locations such as Pearle Vision, JCPenney Optical, Sears Optical, Target Optical, LensCrafters, EyeMasters and QualSight LASIK.

Highlights

• Savings of 20% to 60% on prescription eyewear.
• Also, save 10% to 20% on contact lenses (excluding disposables) at participating retail locations.
• Savings of 10% to 30% on eye exams.
• Save 40% to 50% off the overall national average on LASIK surgery (PRK and CK available at select locations).
• Most frames, lenses and specialty items such as tints, coatings and UV protection are available.
• No limit on the number of times membership may be used during the year.
• Two guarantees - 30 day unconditional money-back satisfaction guarantee and low price guarantee on eyeglasses
• Members may nominate their own eye care professional to join the network.

Vision Benefit is not available to VT residents.

HEARING

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Newport - Retail Hearing Aids

DENTAL CARE

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This dental network provides members with discounts of 15% to 50%* on dental services at over 92,500** available dental practice locations nationwide in most instances. Members simply present their card bearing the Aetna Dental Access® logo, along with payment in full of the discounted fee, for immediate savings at the time services are rendered. Members will want to utilize their card and enjoy the savings time and time again.

Highlights

• In most instances, members may save 15% to 50%* on services from general dentistry and cleanings to root canals, crowns and orthodontia.
• Over 92,500** dental practice locations.
• Save on routine dental services such as x-rays and fillings.
• Save on specialty care such as orthodontics and periodontics where available.

Dental Benefit is not available to VT residents.
*Actual costs and savings vary by provider, service and geographical area.
** According to the Aetna Enterprise Provider Database as of November 1, 2010.

The discount program provides access to the Aetna Dental Access® network. This network is administered by Aetna Life Insurance Company (ALIC). Neither ALIC nor any of its affiliates offers or administers the discount program. Neither ALIC nor any of its affiliates is an affiliate, agent, representative or employee of discount program. Dental providers are independent contractors and not employees or agents of ALIC or its affiliates. ALIC does not provide dental care or treatment and is not responsible for outcomes.

PHYSICIAN VISIT / HOSPITAL

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The Physician Visit/Hospital Network provides discounts on healthcare services at physicians' offices and hospitals. Save 10% to 40% at over 285,000 providers throughout the country, including family physicians, specialists, alternative care providers, facilities and hospitals. They also save on cosmetic surgery procedures, including skin resurfacing, acne scars, liposuction, and more.

The program utilizes one of the largest networks in the nation. This nationally recognized network "owns" their physician and hospital contracts so it cannot lose providers due to cancellation of a lease agreement. Plus, the network maintains control of physician education and service levels

Highlights

• Members save 10% to 40% at participating physician offices and hospitals.
• The network allows members to access over 285,000 providers including family physicians, specialists, facilities and hospitals.
• The program utilizes one of the largest physician networks in the nation. Because the network has direct contracts with providers, there is no risk of losing provider access due to cancellation of a lease agreement.
• Since there are no age or health restrictions, anyone can receive savings with the Physician Visit/Hospital Referral Network.

For hospital visits, members MUST pre-register before any procedure(s) are performed (or within 48 hours of emergency room admittance.) A representative will coordinate all of the resources and negotiate with the provider/facility for a contracted savings.

Hospital Benefit is not available in Maryland and Vermont.

Physician Visit Benefit is not available to Vermont residents.

CONSULT A DOCTOR™

Consult A Doctor™ offers 24/7 access to its proprietary nationwide network of U.S. licensed physicians for telephone and secure e-mail medical consultations. Physicians provide specific answers to medical questions and advice regarding non-emergency, routine medical conditions. Physicians discuss symptoms, recommend treatment options, diagnose many common conditions and prescribe medication when appropriate.

You can connect via telephone or e-mail, free of charge, with our network of physicians for informational or diagnostic consultation.

Highlights

• Never wait for an appointment or sit in the doctor's office again
• On-demand healthcare—wherever and whenever you need it
• Access to a physician from anywhere via telephone or e-mail , 24 hours a day, 7 days a week
• Physicians discuss symptoms, recommend treatment options, diagnose many common conditions and prescribe medication when appropriate.
• Save money by avoiding unnecessary doctor’s office or ER visits.
• Physicians are U.S.-based, licensed, board-certified, rigorously credentialed and experienced
• Instant, affordable treatment for all ages—from children to senior citizens
• Powerful online health tools that empower members to lead healthier, more productive lives
• Prescriptions phoned into your local pharmacy for pickup
• HIPAA compliant and confidential
• Store, manage and share your medical records from one central location with the Free Personal Health Record (PHR)

Disclosures

Consult A Doctor™ physicians do not prescribe controlled medications. Consult A Doctor™ is not insurance. Consult A Doctor™ does not replace your primary care physician. Consult A Doctor™ will not prescribe medications for Oklahoma residents.

VITAMINS

Vitacost.com is your one-stop shop for thousands of top brand vitamins, supplements, herbs, organics and natural health care products at up to 80% off retail everyday. Choose from over 400 brands and 12,000 items in stock and enjoy savings of 10% on already low prices. Members can place orders online or toll free by phone. Most orders ship the same day and every order is backed by the exclusive 5-star guarantee.

Highlights

• Toll-free and online shopping with friendly and knowledgeable customer service representatives
• Timely, convenient home delivery of vitamins, supplements, and a wide variety of natural health products All purchases include a 30-day unconditional money-back guarantee
• Choose from brand names you know and trust such as Natures Way, Twinlab , Enzymatic Therapy and Country Life
• All purchases include a 30-day unconditional money-back guarantee

DERMSTORE.com

DermStore.com is the premier online retail destination for skin care brands ranging from spa exclusive brands, physician-strength brands and hard-to-find specialty brands along with expert advice and esthetician recommended regimens.

Highlights

• Save 15% on more than 300 brands and over 12,000 products
• Thousands of product reviews
• Free Shipping on all purchases
• Free 2-Day Shipping on purchases over $100
• Free Samples of popular skin care products with every order
• Auto Refills program allows you to receive your favorite skin care products every 30, 60 or 90 days, plus you get your 5th refill Free!
• 100% Color Guarantee, a 30-day money-back guarantee on your cosmetics if your buy the wrong color/shade
• Skin Resource Center for skin care articles, a skin care ingredient dictionary, expert advice from our dermatologists and estheticians, skin care application tips and videos, interviews from industry experts and much more